All posts in the foreclosure category

It’s DONE! We tried…..

Published October 17, 2011 by MrsQwnBee

It’s over….it’s done.  We tried and failed.

Truth is–we didn’t cheat well enough, or lie thru our teeth like everyone else is these days. So it’s gone. Wave Bye-Bye now……..

Yep, after 2 years of fighting, millions of pounds of papers faxed, trial payments paid on time, monthly and sometimes weekly struggles, we LOST our house. Add our names to the list of thousands of homeowners that lost their home in Nevada.

But you know what? We’re going to rise up even higher! We won’t let this get us down. Yeah, packing sucks, but it’ll be worth it, when we don’t have to deal with The Devil/Satan aka Bank of America, anymore! No property tax, no escrow accounts, no PMI, no homeowners insurance–none of that.

Finally, after all, we get to focus on what we have! US!!!!  Our Family, school, work, volunteering at school, our pet children, the Daily life of the American Family.

And having learned THE HARD WAY, we have absolutely NO URGE WHATSOEVER TO EVER BUY A HOME–in at least 10 years or until this housing mess is sorted out and preferably when there IS NO MORE Bank of America.

Can you tell I think B of A stinks? THEY DO. They are the most unprofessional, two faced, non-networked, lying pieces of dog poop (sorry to insult dogs like that) I have ever had the displeasure to have to deal with. EVER!  (NOTE TO SELVES: Do NOT in any way get a home or personal loan or Credit Card through Bank of America. THEY SUCK!)

The way they do business and treat their customers is deplorable. They should forcibly have their name stripped from them. They are an insult to AMERICANS and AMERICA itself.

But, soon, we can wash our hands of them.  Right now, we have embarked on a “Short Sale.” With it going “on” the market this morning, we have our first showing this evening. Wow! That was fast!

I honestly don’t know how I feel about all this. At times, I’m like, “Yeah, lets get the f*ck out” at others I want to cry because this was our first home, the only home my kids have ever known. And how do I explain  leaving to them?

I know logistically, any house or town house or even apartment we get, I can and will turn into a home. Of that, I have no doubt. I just can’t paint the heck out of things anymore (like I did here). But its overwhelming how much stuff I have to go through and throw out or give away. (I’m a “collector,” not a hoarder–let’s just get that straight right now!)

The work we did inside and outside (our landscaping, our patio and retaining wall–we built brick by brick), the little “touches” we added–have all been for nothing. No one’s going to care for this house the way we did. And that is tragic.

Someone will buy this house for cheap–much less than we paid for it. And they’ll have no pride in it, and they may even trash it? Who knows? Again, it’s just sad.

But it wont be our problem. Our biggest “problem” if you can call it that, is that we love the teachers at the school my kids go to. We want to stay in this area so we can keep going there. That’s why we aren’t looking to move away or even out of state yet. But we are also waiting for a sign from the man above, about where He wants us to go to next.

Back in 2003, everything magically fell into place for us, and we were shown the way to Las Vegas. We came to visit, put money down on a house, hubby found a job (yes, in THAT order) and 2 weeks later we were back!

We look back and see that if it wasn’t for our move out here, our sons never would have been born, our pet children would probably be dead and the experiences we’ve had, will now shape us forever.  So we feel as if we did what we were brought here for. We are done. So now what? Now where?

Hmmmmm. Good question. I have no answers, YET.  But anyone with good suggestions, and would love to be our hotel and tour guide for us would be a great start!

But seriously, I don’t know what’s ahead or how soon it will need to change. The work is getting as bad as it was in  California before we left. Its getting pretty dire here too. We already know the eventual fate of the house, so in all honesty, the only thing keeping us here, is the kids’ school, and just not knowing of anyplace else with definite work.

We didn’t want to move to a place where we knew NO ONE again, but considering how desperate things are getting, that may be thrown out the window. We’ve done it before, we can do it again.  We’re strong that way. But we shall see!!!

So that’s what’s been going on with us, along with me volunteering (gosh I wish it was paid) at the school, anywhere between 2 and 5 days a week. So we’re busy, and crazy. But all in all–happy to be together! Watching the kids grow each and every day.

So no matter what the OUTSIDE world maybe trying to do to you, comfort can be found INSIDE. Inside your mind, inside your heart, inside technology–via text or email or Skype. Heck it could be inside your Ipod–music does tame the savage beast after all!

Pay no mind to the doom and gloom the world tries to give. Put on your bubble head and ignore the negative! Do your best and be at peace with that. We did our best, played by their rules, but can find comfort KNOWING we used  rules and our morals to get there.

So ask yourself this: Is it better to lose in a fair fight, or to win by cheating the system? Could you live with yourself  longterm knowing that you won by lying? And what’s to say that those lies and that deceit aren’t going to find another way to see you lose anyway?

Maybe yes, maybe no. But Karma will always carry more fury than we can ever imagine. So don’t tempt a visit from Karma. Just do it with personal credibility the FIRST TIME around.

Please take time out to read this, or send it to a friend who is going thru this exact same thing. Pray, send good Jou Jou or give a moment of silence to all those families who have already lost their homes, and the thousands more who are going to be losing it. I may joke about it, but it hits straight to the heart. It hurts. It really impacts you in so many ways, and those ways make it so hard for you to want to get up and try again.

But LIVE YOUR LIFE!!!!! Don’t let those banking bastards get you down! They may take our homes, but they can NEVER take the heart that beats inside all of us. That will forever be ours.

Much love, peace and HOPE for all of you reading!  Please pass this on–for there is strength in numbers! We already are getting the hints, but a revolution of some kind is coming. Gee, I can’t imagine why?

Be well my friends!

❤ MrsQwnBee


I am Saint Francis of Nevada….

Published February 17, 2011 by MrsQwnBee

WOW!!! Did you see that? Time FLEW!!!!  Now we’re in a New Year–2011. Holy Moley!  It’s only mid-February and already, it has been quite  year!

Last Summer, we adopted a stray cat, we now affectionately call Jet (named after all the Fighter Jets that fly over our house). 3 weeks ago, we adopted yet another stray–this time a teeny tiny 3 year old Chihuahua we named Sweet Pea.

She is a true Sweet Pea. Totally NOT the typical Chihuahua–mellow, calm, happy, not aggressive, not a barker either–but sadly, after having her checked at the Vet for a microchip (there was none) and again when she needed to be re-hydrated, she is a Little Girl that has a lot of health problems. The Vet came back after checking her out and he had “The Look.”

I was well aware of the sliding kneecaps (Luxating Patella) common to Chihuahuas.

I wasn’t ready for what I heard next.  She has a heart murmur–a bad one. A 5 out of 6.  I was in tears at the Vet.  I cried for 4 days straight–worried sick, scared and praying for her to be OK.  We don’t have the $3k just to fix her knees, and certainly not what may be wrong with her heart (she can’t even get her teeth cleaned because they’re not sure she would survive the anesthesia). So all we can really do, is give her a home with a HUGE abundance of Love coming from every person in this house–and in fact, anyone that visits!!!

Then when I had to take her back in (she got very sick a few days later), the Doctor found that she has not only 2 bum legs, but 3. Her front leg has a problem, probably from taking on all the weight from the back legs that hurt to use.

Oh Boy.

So she follows me everywhere–with her crazy little hyper wiggly walk! To the bathroom, outside, in the kitchen to my bedroom–EVERYWHERE. But even though I get up and down A LOT–I don’t mind. My goal and my honor is to give as much Love as I can to one of God’s many creatures.

As most of you may know, I am VERY VERY soft hearted. I couldn’t turn away from anything that needed me–especially when a pair of big brown eyes looked up at me (she had a strangle-hold on my heartstrings). Things happen for a reason. She found us to get the love and care that maybe she hadn’t felt in a long time. It is my honor and privilege to care for her.  The idea tears me apart of her silly little excited walk not being here.  But we are here to enjoy every minute while she is here with us!

Our other cats (which are the size of large Moose in comparison to her 4.5 pound self) have done fine with her. They come up to sniff her, but that’s it. She’s so much tinier than they are–which I’m sure made the difference.

But we are not rich, wealthy, loaded or independently wealthy via a deceased relative–we’re very average–but our heart sets us apart. We do the “Poor Man’s” version for her–LOVE. That’s all we can afford–but Love is FREE.

But the reason we found her (well she found us) is there are Foreclosures RAMPANT in this state and this area. People just leave their pets. Just leave. Walk away.

How sick is that? There are shelters, adoption centers even Petsmart takes in animals to be adopted.  That’s how we got our cat last Summer (just left to rot in the horrible heat here) and this year, that’s how we got our dog.

What the hell is wrong with people? How could anyone just leave a poor, little helpless animal out in the cold, to starve and try to fend for themselves–especially ones with health issues???

It sickens me that someone could be so cold and callous to a helpless creature. They trust us. They need us to help them and be advocates for them. And you turn your back on that?


If you’re going to lose your house and can’t take your pet for whatever reason, take it to a shelter, Petsmart or find it a good home. Don’t just wait for some sap like me and HOPE it gets taken care of.  There are so many people, now especially, that would turn their backs too.  But not me, not us. Not on our watch!

This is just one day out of our crazy life! But I really hope it inspired you to take some kind of action, take heart for the smaller beings in this world, and open your eyes and maybe your heart to something that needs love.

We did. And haven’t looked back…..

This is her!!!



A little over a year later, Sweet Pea is still with us. She still isn’t very mobile and wiggle walks, but we give her a little baby aspirin every morning to help her get around in less discomfort.

A few months ago, her face swelled up and she was in pain. I took her in, only to find that she had an abscess, her teeth really needing to be cleaned and 1 tooth needing to be pulled out. I didn’t know what to do. I knew that if we tried to sedate her to clean her teeth and remove the tooth, she’s have to be knocked out, and that would probably end her little life.  So we took an X-ray to see what her heart looked like.

When the X-ray was checked by the Vet and another radiologist, it was found that she just had a large heart. No traces of congestive heart failure, blood being washed back into the lungs were found whatsoever!!!  She just has a big heart for her body!!!  The valves are OK and the feeling of a heavy heartbeat on her left side had diminished significantly!!!!!

OH THANK GOD!!!!!   So it looks like we have several more years with her after all!!!  Let this also be a testament as to what love and care can really do….